Mortgages & Real Estate Calculators

Home loans, affordability and property returns.

Estimate monthly mortgage payments, see full amortization schedules, weigh refinancing, and judge how much house you can afford. Includes investment-property metrics like cap rate and cash-on-cash return.

Canadian Mortgage CalculatorEstimate a Canadian mortgage payment using the required semi-annual interest compounding.Down Payment CalculatorWork out your down payment, the resulting loan amount and the loan-to-value ratio from a home price.FHA Loan CalculatorEstimate an FHA mortgage payment including the upfront and annual mortgage insurance premiums.HELOC CalculatorEstimate the interest-only payment during a HELOC draw period and the higher payment once repayment begins.Home Equity Loan CalculatorFind how much you can borrow against your home equity and the monthly payment on that loan.House Affordability CalculatorFind the maximum home price you can afford based on your income, debts, down payment and lender DTI limits.Mortgage Amortization CalculatorBuild a year-by-year amortization schedule showing how each payment splits between principal and interest.Mortgage CalculatorEstimate your monthly mortgage payment, see how much you pay in interest, and watch the balance fall year by year.Mortgage Calculator UKEstimate the monthly repayment, total interest and total repaid on a UK repayment mortgage in pounds.Mortgage Payoff CalculatorSee how much sooner you pay off your mortgage and how much interest you save by adding extra to each payment.Real Estate CalculatorCalculate cap rate, annual cash flow and cash-on-cash return for an income property.Refinance CalculatorCompare your current mortgage with a refinance to see monthly savings and the break-even point on closing costs.Rent vs. Buy CalculatorCompare the total cost of buying a home against renting over a chosen number of years.Rental Property CalculatorEstimate monthly and annual cash flow, cap rate and cash-on-cash return for a rental property.VA Mortgage CalculatorEstimate a VA loan payment including the funding fee, with no private mortgage insurance.