Loans & Debt Calculators
Auto, student, personal loans and payoff plans.
Work out payments for any amortized loan, compare debt-payoff strategies like avalanche and snowball, and find out how long it takes to clear a balance at a given rate.
Amortization CalculatorBuild a month-by-month amortization schedule showing principal, interest and balance.APR CalculatorFind the true annual percentage rate of a loan once upfront fees are included.Auto Lease CalculatorEstimate a car lease payment and total cost from the vehicle price, down payment, residual value and money factor.Auto Loan CalculatorEstimate the monthly payment and total cost of a car loan, including sales tax, fees, down payment and trade-in.Boat Loan CalculatorEstimate the monthly payment and total cost of financing a boat after your down payment.Business Loan CalculatorCalculate the monthly payment and true cost of a business loan, including a financed origination fee.Cash Back or Low Interest CalculatorDecide whether a cash rebate at the standard rate or a special low-interest offer costs you less.Credit Card CalculatorSee how long it takes to clear a credit card balance and how much interest it costs.Credit Cards Payoff CalculatorPlan how to pay off up to three credit cards using the avalanche or snowball method.Debt Consolidation CalculatorCompare your current debt payments against a single consolidated loan to see your monthly savings.Debt Payoff (Snowball vs Avalanche) CalculatorCompare the avalanche and snowball methods for paying off up to three debts with an extra monthly payment.Debt Payoff CalculatorFind out how many months it takes to pay off a debt and the total interest you will pay.Debt-to-Income Ratio CalculatorCompute your debt-to-income (DTI) ratio and see how lenders are likely to view it.Interest CalculatorSee how much interest a balance earns and what it grows to with compound interest.Interest Rate CalculatorFind the interest rate implied by a loan amount, monthly payment and term.Lease CalculatorEstimate a monthly lease payment from the capitalized cost, residual value, money factor and tax rate.Loan CalculatorCompute the monthly payment, total interest and total cost of an amortized loan.Payment CalculatorWork out the fixed monthly payment needed to repay a loan over a set number of months.Personal Loan CalculatorFind the monthly payment, total interest and total cost of a fixed-rate personal loan from its APR and term.Repayment CalculatorSolve either how long a loan takes to repay at a given payment, or the payment needed to repay it in a set time.Student Loan CalculatorEstimate your student loan payment after a grace period, including interest that capitalizes before repayment begins.